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Everybody loves to save a little money when they shop. For many, a few coupons can go a long way during tight times. For others, there’s the motivation to not be wasteful. Others just love the thrill of a good bargain!

Couponing is as popular as it’s ever been. But here’s the real game-changer: couponing has entered the online shopping and mobile shopping worlds. Today, with little more than your smartphone or tablet in hand, you can do your shopping, use coupons, and save money — without ever leaving your couch!

Whether you fit the stereotype of the coupon-obsessed shopper who sees couponing as a sport, or whether you’re just casually looking to save a couple bucks when you can, there are a handful of coupon apps you need to be using this year.

1. VOICED Market

Voiced Market

If you want to find a really good deal, check out VOICED Market. The platform’s deals page features items that are priced at up to 95% off!

But that’s just the beginning. VOICED Market’s coupons page lists discounts on categories ranging from entertainment to food to clothing, and more. There’s also a freebies page that points you to plenty of free services, free trials, and bonuses.

At VOICED Market, there are tons of deals and coupons to keep track of; so subscribe to the VOICED Market newsletter and never miss on a big deal!

2. Swagbucks

Swagbucks

With Swagbucks, you can browse deals, coupons, and promo codes at a host of different stores. But check this out — Swagbucks will even reward you with cashback for making these purchases!

Plus, you can earn rewards through the app by completing microtasks, such as filling out surveys and watching videos. These rewards are redeemable as gift cards or cold hard cash!

Get a $10 signup bonus today just for downloading the app and becoming a member!

3. Truebill

Truebill

Sure, saving a few bucks on everyday purchases is nice. But what about the bills and subscriptions that eat away at your checking account balance each month?

While not your traditional coupon app, Truebill might as well be one. This app will help you dig up subscriptions you’ve forgotten about, so that you can cancel them or find cheaper alternatives. What’s more? Truebill can actually help you stop paying overs on many of your bills.

Cell phone bill too expensive? Ask Truebill to find a cheaper alternative. Cable bill not worth it? Truebill might be able to negotiate a lower rate!

Download the Truebill app and start saving on some of those monthly expenses!

4. InboxDollars

InboxDollars

InboxDollars is home to hundreds of coupons across a wide range of categories, from groceries to home and beauty items, and so much more.

And that’s just coupons. With InboxDollars, you can earn real cashback for completing a variety of microtasks. Get paid to take surveys, watch videos, play games, shop, read emails, and browsing the web!

To date, InboxDollars has dished out over $59 million in cash rewards. Want a piece of that pie? If you download the InboxDollars app today, you’ll even get a $5 signup bonus!

5. Fetch Rewards

Fetch Rewards

Before you embark on your next grocery shop, check out Fetch Rewards. This company offers coupons, deals, and rewards on thousands of your favorite grocery brands.

And it’s easy to use! Just scan and upload your receipts after purchases to collect points. Every time you reach the 3,000 point mark, you’ll be able to choose from hundreds of awesome rewards.

What are you waiting for? Download the Fetch Rewards app and start saving big on your grocery bill!

6. MyPoints

MyPoints

As a MyPoints member, you’ll get coupon codes to over 2,000 major retailers and up to 40% back on your purchases! As soon as a purchase is reported, the points are added to your account.

But that’s not all. MyPoints doubles as a survey app, so you can rack up even more points by taking a few surveys in your down time.

Ready to cash out? Redeem your points as gift cards to your favorite stores or transfer your funds straight into your PayPal account.

Sign up for free and you’ll even get a $10 welcome bonus!

7. Cleo

Cleo

Do you struggle to manage your finances well? You’re not alone. Fortunately, you can take back control of your budget with help from the Cleo app.

This isn’t a coupon app, per se, but it’s another great way to manage costs and reduce them as needed — much like a coupon app does. You can interact with this digital assistant to find out if you have money to spend, money to save, or money coming in!

And when you upgrade to Cleo Plus, you’ll be able to set up automatic rewards for your spending. Rack up points and transfer real cash right back into your bank account, where it belongs.

How cool is that? Download the Cleo app today for a fun way to get on top of your finances.

How Do Coupon Apps Work?

Coupon apps have a couple of things in common — they can help you save a little money and they work on your mobile device. Beyond that, they can differ quite a bit in how they work.

There are some coupon apps that give you cashback when you make a purchase. There are others that use a points system, allowing you to eventually redeem those points as gift cards or cash.

Some apps apply your coupon code or discount immediately, and some apps give you cash or credit after you’ve paid the full price for an item. It’s a good idea to check out a coupon app’s terms before you start using it. This way you’ll know what to expect!

Which Coupon Apps Save You the Most Money?

All of the coupon apps on this list have the potential to save you some decent money when you use them correctly. But some have better returns than others.

Many will offer a few percent off everyday items, while others offer discounts of 40% or more on certain products. If you use multiple coupon apps for your shopping, you’re likely to find some pretty significant savings opportunities!

Every Dollar Counts

Sure, saving a little money sounds fun, but is couponing really worth your time? Let’s face it — the money you save using coupons is unlikely to get you out of debt or pay off your entire mortgage, right?

Well, consider this. Perhaps you only save an average of five or ten bucks every time you shop. But multiply that by a half-dozen grocery bills each month, and you’re looking at five-figure savings across a few decades!

Because shopping is something we all do regularly, there are so many opportunities to save. Download a few of these best coupon apps and see just how impactful your savings can be!

The post The 7 Best Coupon Apps You Need To Start Using In 2024 appeared first on Wall Street Insanity.

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Saving money for a house is like saving money for anything else, only you’ll probably need to save a larger amount. If you don’t have enough money to buy a house right now, here are 15 ways to help you fast-track your savings and get the keys to your own home sooner.

1. Compare Mortgage Options

Saving enough cash to purchase a home outright is a huge mountain to climb. Fortunately, if you get a mortgage, you may only need to save enough money to cover a down payment, fees, and taxes. But you’ll want to determine what type of mortgage you might be eligible for in advance.

OneTrust Home Loans is a mortgage company that offers all types of home loan products, and they will even give you a free consultation with one of their mortgage specialists. All you need to do is fill out a short questionnaire about your mortgage needs. A professional will be in touch with you to discuss your options and help you find the right one for you.

2. Create a Budget

Creating a budget is essential in order to save up the money needed for buying a house. You need to know how much you have coming in every month and where it’s going so you can decide what you can put away towards your home savings.

3. Start a Savings Account

Opening a separate savings account specifically for your home savings will help you keep track of what you have saved and give you an idea of when you will reach your goal.

The Upgrade Premier Savings account comes with no annual fees, monthly account fees, or transfer fees. You’ll also earn the account’s highest interest rate by maintaining a balance of just $1,000 or more. There’s no minimum opening deposit, so you can open your account and start saving today!

4. Invest Your Money

While it always has its risks, investing your money can be a great way to grow your money more than if it were just sitting in a bank account. Of course, you can invest in the stock market or mutual funds, but consider other markets as well — such as real estate or art!

With Masterworks, you can invest in buying shares of multimillion dollar paintings with as little as $10. The company handles everything from selecting the art (only 3% pass their diligence process) to selling it. While Masterworks hold the paintings for 3–10 years, you have the option of selling your shares early on the trading market. Skip the waitlist and become a member today!

5. Cut Back on Your Expenses

Look at what expenses can be cut down or eliminated altogether so that more money can be put into savings instead of being spent elsewhere. This could include getting rid of cable television, eating out less often, or reducing your grocery bill by planning meals ahead of time and shopping with coupons whenever possible.

Rocket Money is a money management app that allows you to cut back your expenses in minutes. They show you all of your subscriptions in one place and cancel the ones you don’t want (with your permission, of course). They can even help you negotiate your bills for you!

6. Talk to an Expert

Talking to experts such as real estate agents or financial advisors is a great way to gather advice on how best to save for a house and how much is needed for the purchase price, as well as any additional costs — such as closing fees, taxes, et cetera.

Find a top advisor easily with WiserAdvisor. This free service matches you with up to three financial advisors in your area after you fill out a simple questionnaire. In many cases, you can even get a free consultation!

7. Get Organized

Make sure everything related to your finances, such as bills and investments, is organized so that nothing slips through the cracks. This way, any extra money can go immediately into savings instead of being forgotten about or lost in paperwork clutter somewhere else.

8. Automate Your Payments

Automating payments helps ensure that all bills are paid on time and that no extra late fees are incurred. This could set you back in your pursuit of a house purchase if you don’t keep it under control now!

9. Get Creative with Side Gigs

Consider taking on side gigs to supplement income without having to take on full-time work that takes away from family life or other life commitments!

10. Shop Secondhand

Shopping secondhand for clothes, furniture, and other household items can help you save quite a bit of money over time, since these items usually cost less than their brand new counterparts (even if they’re still high-quality products!)

11. Set Realistic Goals

Setting realistic goals will keep motivation high and provide achievable targets that don’t seem overwhelming when trying to save up enough money for a new home.

12. Take Advantage of Tax Deductions

Taking advantage of tax deductions offered by employers helps lower taxable income so more take-home pay remains thereby allowing more potential savings from each paycheck received at work each month!

13. Utilize Employer Match Programs

Employer match programs offer incentives when employees choose to invest in retirement accounts like 401(k)s. By taking advantage of these contributions, you can save more money toward your future home.

14. Reevaluate Insurance Policies Regularly

Reevaluating insurance policies regularly ensures any extra coverage not needed anymore can be dropped or replaced with lower premiums. By revisiting your insurance premiums every six months or so — whether it’s renters insurance, auto insurance, life insurance, or another type of coverage — you could save more money and put it towards your home.

15. Live Below Your Means

Living below your means simply means making sure you don’t spend more than you make each month. By doing this consistently, you’ll be able to save more money each month and be one step closer towards your goal of purchasing a home.

How Much Money Do I Need to Save for a House?

The amount of money you’ll need for a house depends on various factors, such as the neighborhood you prefer, the size of the house, and mortgage rates. However, a general rule of thumb is that you should aim to save at least 20% of the total cost of the house you want to buy. This amount is referred to as the down payment.

What Are Some Other Costs I Should Consider When Saving for a Home?

Aside from the down payment and closing costs, there are additional expenses you’ll want to account for when saving for a house. Some of these costs may include property taxes, homeowner’s insurance, home maintenance, and repair funds.

How Can I Find the Best Mortgage Rates?

To find the best mortgage rates, do your research and compare rates from different lenders. You can also work with a mortgage broker who can help you find the best rates and terms based on your financial situation.  OneTrust Home Loans is a mortgage company that offers mortgage, and they will give you a free consultation with one of their mortgage specialists. Additionally, improving your credit score and having a stable income can also help you qualify for better rates.

When Is the Right Time to Buy a House?

The right time to buy a house depends on the individual since it’s a long-term investment. Several factors influence the timing of home purchases, such as career stability, relocation plans, and changes in personal life — including marriage or having children. However, timing the housing market is crucial. Researching and understanding the housing cycles will give you an advantage in landing an affordable house.

Should I Invest My Money While I Save for My House?

Investing can be a brilliant way to grow your money beyond basic savings accounts, but it’s important to know that it comes with a level of risk. Before investing, you should consult with a finance expert to understand the pros and cons of different types of investments, what your risk tolerance is, and how they might affect your down payment target amount.

Should I Consider Using My Retirement Savings to Buy a Home?

In general, it’s not recommended to dip into your retirement savings to buy a home. While it may be tempting to use your 401(k) or IRA savings to buy your dream home, it’s important to understand that withdrawing funds from these accounts can result in penalties and fees.

The post 15 Ways To Save Money For A House appeared first on Wall Street Insanity.

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Some of us dread filling our cars up with gas. Gas prices constantly are constantly fluctuating, and it can be difficult to know whether you’re getting the best bang for your buck. Fortunately, there are a handful of ways to offset the price of gas and spend less at the pump. Just follow these 14 money-saving tips!

1. Sign Up at VOICED Market

VOICEDMarket.com is an online marketplace that offers deals and freebies on all kinds of items — including gas! Sign up today to receive their free newsletters, as well as the latest deals delivered right to your email inbox and account dashboard!

2. Shop Around

Prices differ from gas station to gas station, so shop around and find the one that has the cheapest price per gallon. You may have to drive a few extra miles, but it could save you a ton in the long run!

3. Use Cash

Most gas stations give discounts if you pay with cash instead of a credit or debit card. The discount can be anywhere from 3-10 cents per gallon, so it could be well worth it to keep some extra cash on hand.

4. Use Rewards Programs

Many gas stations offer loyalty programs where you can earn points or rewards for every purchase you make at their store. These rewards can then be used towards future purchases of gasoline or other items in their store — such as snacks or drinks!

Another way to use rewards programs to your advantage is with a cashback credit or debit card. With a Upgrade Cash Rewards card, you earn 1.5% back on all purchases, including gas. There’s also no annual fee.

5. Take Advantage of Special Promotions

Watch out for special promotions that certain gas stations may have going on throughout the year, such as double points days or discounted fuel prices during certain hours. Taking advantage of these promotions could potentially save you lots of money in the long run!

6. Plan Your Route

Make sure your route is planned out ahead of time so that you don’t end up having to go out of your way just to get cheaper fuel prices elsewhere. This will only end up costing you more time and money driving back and forth between two locations.

7. Fill Up When It’s Cooler Outside

Believe it or not, gasoline expands in hotter temperatures. Try filling up when it’s cooler outside, as this will result in less expansion and a lower cost per gallon for you!

8. Carpool Whenever Possible

Instead of driving alone all the time, you can drive less by carpooling with friends or family members whenever possible. This will cut down on how much gasoline is being used overall and will ultimately save everyone more money!

9. Drive Slower

Driving too fast is known to waste fuel. What’s more, it puts unnecessary wear and tear on your vehicle. Beyond inflating your gas bill, this will result in costly repairs and maintenance.

10. Use Cruise Control When Possible

There are all manual adjustments we make when driving, such as sudden stops and accelerations. By engaging cruise control whenever possible, you can conserve fuel and pay less at the pump.

11. Keep Your Tires Properly Inflated

When your vehicle’s tires are properly inflated, you decrease rolling resistance and consume less fuel. Of course, it can be difficult to gauge when your tires aren’t fully inflated, so make a habit of checking your tire pressure regularly!

12. Look into Alternative Fuels

Depending on where you live, there may be alternative fuels available such as E85 (85% ethanol). This is usually cheaper than regular unleaded fuel (around 15-20 cents cheaper per gallon) and can help reduce emissions as well!

13. Choose Higher Octane Ratings

Higher octane ratings typically burn cleaner than lower octane ratings do, so choose higher octane ratings whenever they are available at your local gas station. This will help reduce engine deposits over time, as well as improve performance and efficiency in vehicles that are equipped with Variable Valve Timing (VVT) systems!

14. Utilize Apps & Websites

Today, there are many apps and websites that allow you to compare local gas prices. Be sure to take advantage of them so that you don’t waste time driving around to find the best price!

What Are Some Other Ways to Save Money on Your Gas-Powered Car?

Beyond gas, there are a handful of ways to save money on car-related expenses:

Shopping for Auto Insurance

Auto insurance rates are constantly in flux, so it’s recommended that you shop around and compare quotes every six months. Here’s a list of sites to get free auto insurance quotes.

With Liberty Mutual, you can save big when bundling your auto policy with home, renters, and other types of insurance. Additionally, there are 13 discounts available to eligible drivers. Get a free quote now!

Save Money on Repairs

Cars are expensive to maintain. Rather than shelling out hundreds (or thousands!) of dollars when something breaks down, consider an extended warranty with Olive. You’ll pay a reasonable amount each month for coverage up to 185,000 miles. With their RepairPal tool, you’ll send your car to a local repair shop and Olive will pay the bill directly. Get a free quote today!

Refinancing Your Car

If you have an auto loan, you might be able to save a ton of money by refinancing it — the process of replacing your current loan with a new loan that has better terms and/or a lower interest rate.

Handwashing Your Car

Taking your car to the local car wash isn’t a huge expense, but it’s another opportunity for you to save money. Try handwashing instead — all you need is a hose, bucket, sponge, soap, towel, and of course, water!

What Are Some Alternatives to Gas-Powered Cars?

If you’re serious about saving money on gas, then you could potentially consider purchasing an electric or hybrid car. These cars typically cost more upfront than traditional gas-powered cars, but they can save you a lot of money on gas over time while reducing your carbon footprint.

How Much Can I Save by Driving a Fuel-Efficient Car?

The answer to this question depends on various factors, such as your driving habits, the make and model of your vehicle, and the current fuel prices in your area. However, in general, driving a fuel-efficient car can save you hundreds or even thousands of dollars a year on gas. According to the EPA, the annual fuel cost for the average new vehicle in 2021 was $1,650, while the cost for the most fuel-efficient vehicles ranged from $650 to $1,050.

Will Using Premium Gas Improve My Mileage?

No. Unless your car’s owner manual requires premium gas, using high-octane fuel will not improve your gas mileage or performance. In fact, it may even harm your engine and cause you to spend more money unnecessarily. Stick to the type of fuel recommended for your vehicle, and if you have doubts, ask a trusted mechanic.

Does Going to a Cheaper Gas Station Affect My Car’s Performance?

No. Gasoline in the United States must meet minimum quality standards to be sold, so regardless of where you buy gas, the fuel will always have the same performance-enhancing additives. You can save money by going to a no-frills gas station where service is not included, but this will not cause your vehicle to underperform.

Should I Always Fill Up My Tank or Just Add the Amount I Need?

It is generally better to fill up your tank when it is half-empty or less than to add a few bucks every time. There are several reasons for this. To start, gas pumps are designed to deliver fuel at their fastest rate when the tank is near empty. Also, keep in mind that every time you open your gas cap, some of the fuel in your tank evaporates. This ultimately means you’re losing money.

What’s the Best Day of the Week to Buy Gas?

There’s no one “best” day of the week to buy gas, but gas prices are typically lower earlier in the week (Monday – Wednesday) and higher later in the week (Thursday – Sunday). Gas prices are largely influenced by supply and demand, and there tends to be more demand for gas on the weekends.

Does Filling Up at Night Really Save Me Money?

Some argue that it does since fuel becomes denser when temperatures drop. In theory, filling up at night when temperatures are cooler could allow you to get more fuel for your money. However, this difference isn’t significant enough to go out of your way to fill up at night.

The post 14 Ways To Save Money On Gas You May Not Have Thought Of appeared first on Wall Street Insanity.

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If you like to save money wherever possible, streaming TV can be a more cost-effective alternative to cable television. Whether you’re new to the world of streaming TV or you’re desperate to get rid of your cable bill, here’s everything you need to know about streaming TV — including the ways it can save you a ton of money!

What Is Streaming TV?

Streaming TV (or “streaming media”) is a method of watching television shows and movies through an internet connection, rather than through a cable or satellite provider.

This type of TV viewing has become increasingly popular in recent years as more people turn away from traditional cable packages in favor of on-demand streaming services like Netflix, Hulu, and Disney+.

How Streaming TV Can Save You Money

More flexibility by cutting the cable cord.

One of the biggest advantages of streaming TV is all the flexibility it offers:

• You’re no longer stuck paying for only a few options the cable company may offer.
• Flexible plans and options from streaming TV gives you the ability to mix and match services, and channels.
• Watch anywhere, your TV, computer, or phone.
• No surprise cable fees.

One low cost streaming TV option is Philo, a service that allows you to enjoy both on-demand and live TV. With hundreds of shows and movies available to stream and over 70 of your favorite TV channels to explore, this service offers the best of both worlds at a fraction of the normal cost (just $25).

Philo allows you to stream from three different devices simultaneously. You can even record live or future shows to your DVR and save them for up to one year. And get this — there’s no contract. Sign up right now and get a 7-day free trial!

How Much Does Streaming TV Cost?

Compared to monthly cable bills, streaming TV services can be much more affordable. Prices can range depending on channels or packages chosen.

How Much Can I Save with Streaming Services?

You could save hundreds of dollars each year simply by switching to streaming TV services, and still receive the channels you actually want.

Are There Any Discounts or Promotions Available for Streaming Services?

Many streaming services offer free trials, discounts, or promotions. Some streaming services even offer bundles that allow you to combine TV streaming with music and other subscription-based services for additional savings. Be sure to keep an eye out for any deals or promotions that may be available from your favorite streaming service. Philo currently offers a 7-day free trial.

Are There Any Free Streaming Services Available?

Yes, there are some free streaming services available, such as Pluto TV and Crackle. These services offer a limited selection of movies and TV shows, but they are completely free. You may also be able to find free trials for premium streaming services such as Netflix, Hulu, or Amazon Prime Video.

What Devices Do You Need to Stream TV?

Most streaming services require a device to access their content. You can use a smart TV, a streaming video player, game console, smartphone, or tablet. You may also need a fast internet connection to prevent buffering or lags while streaming. The great thing about streaming TV is that you don’t need any expensive cable boxes or satellite dishes.

Can I Share My Streaming Account with Family or Friends?

It depends on the streaming service. For example, Netflix offers a standard plan that allows two simultaneous streams, while their premium plan offers four streams. You may also consider sharing the subscription cost with a friend or family member. Just make sure to adhere to the streaming service’s terms of use about sharing your account.

Can I Cancel My Subscription at Any Time?

Most streaming services allow you to cancel your subscription at any time. Some services, such as Netflix and Hulu, give you the ability to pause your subscription if you want to take a break from watching without canceling entirely. In any case, read the service’s terms and conditions before subscribing.

Of course, it can be difficult to keep track of multiple subscription services, but by downloading the Rocket Money app, you can keep track of all of your subscriptions and cancel the ones you don’t want in seconds!

Can I Still Watch Live TV Using a Streaming Service?

Yes! Several streaming services — such as Sling TV, YouTube TV, and Hulu + Live TV — offer live TV streaming. Live TV streaming services are generally cheaper than traditional cable TV packages, and you’re not tied down to a long-term contract — meaning you can cancel or pause your subscription at any time without penalty.

What Channels Can You Get with Streaming TV?

Streaming services do offer live TV channels but to what extent will depend on the streaming service provider you choose the options available to its customers.

Do I Still Need Cable TV if I Have a Streaming Service?

No. With a streaming TV service, you can access most of the content you would get with cable TV, so there’s no need for an extra expense. Plus, you have the freedom to choose which services you want to subscribe to, so you only pay for what you watch.

Do I Need to Cancel My Cable Subscription?

Canceling your cable subscription is entirely up to you. You will likely not need it anymore if your streaming TV service provides you with the same channels.

The post What Is Streaming TV, And How Can It Save You Money? appeared first on Wall Street Insanity.

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Do you find that you leak money each month? It could be that you’re paying way too much for things you need or buying too many nonessential items altogether.

Whether you’re looking to be more disciplined with your budget or you want more money to go towards savings, here are 17 of the top things we waste money on. Tighten things up in these areas and leave yourself more money to achieve your long-term financial goals!

1. Full-Price Items (Stop Paying Full Price! Do This Instead)

Like most people, you probably pay full price for all types of purchases — groceries, subscriptions, household items, and more.

Don’t you hate when you overpay for things, or miss out on something cool you didn’t even know about?

Online marketplace VOICED Market can save you money on lots of different things. VOICED Market also has a money quiz that will quickly show you some ways to save, make, or invest money after you answer a few questions.

The cool thing about this marketplace is that the site will continue to find you new offers and update your money offers each week. There is also a personalized offers section which can show you offers that are not just money related, like food or restaurants offers, travel, business and entertainment, and so much more. Explore the sites retail and money marketplaces.

All you have to do is complete this money quiz, it’s entirely free to join VOICED Market.

2. Subscriptions

Today, subscriptions are all the rage. If you’re the type of person who likes to sign up for the latest subscription service, it’s easy to lose track of what you’re paying for.

As you rack up new subscriptions and stop using others, you may end up paying a fortune — perhaps a hundred dollars or more each month — for subscriptions that you don’t even use.

Needless to say, you should be cancelling those unwanted subscriptions; but if you don’t know where to start, just get Rocket Money. This powerful money management app will show you all of your subscriptions in one place and help you cancel them.

Beyond cancelling unwanted subscriptions, Rocket Money also allows you to create a budget and track your spending across all of your bank accounts. What’s more, they will help you negotiate your bills for you so that you don’t have to spend hours on the phone!

Sign up for Rocket Money today and let this app stop you from wasting money on subscriptions and more.

3. Credit Card Bills

It’s easy to think of your credit card bill as the exact dollar amount that you charged to your card, but that’s not always the case.

Credit cards typically come with high interest rates. This means that after interest fees, late fees, and other fees, you could be paying a ton of unnecessary money to your credit card company. Worse yet, it could make it difficult to get out of credit card debt.

One way to potentially avoid these expensive fees is to get a personal loan and use it to pay off all of your credit cards. A personal loan could give you a lower interest rate so that you pay significantly less money on your debt.

Plus, it’s easy to check your personal loan rates with Upgrade. Simply enter the amount you want up to $50,000 and specify the purpose of your loan. Then, Upgrade will show you your options in two minutes or less.

This check won’t affect your credit score, and Upgrade has no prepayment fees. As long as you have a minimum credit score of 630, you can check your personal loan rates with Upgrade today!

4. Home and Auto Insurance

It’s easy to waste money on insurance, as there are so many different insurance companies and rates are always changing.

If you haven’t checked your home and auto insurance rates in the last six months or so, you’re probably overdue. Chances are that you could find a better rate for the same (or comparable) coverage.

If you bundle and customize your home and auto insurance with Liberty Mutual, you could save $947 this year!

Liberty Mutual offers all types of discounts for purchasing your insurance online, paying in full, opting for a paperless policy, having a good driving record, and more.

Plus, you can check your home and auto insurance rates with Liberty Mutual in minutes. Make the switch today and stop paying more than you have to for insurance.

5. Bank Fees

Bank fees are a huge waste of money. Why should you have to pay fees to keep your money with a bank that is just going to use that money to profit?

The answer is, you shouldn’t. If banks are going to lend your money out to people at a higher interest rate, you shouldn’t be subjected to all kinds of fees.

And fortunately, you don’t have to. With a bank account like Upgrade Rewards Checking Account, you can get a free account with no hidden fees. Better yet, you’ll earn cash back when swiping your debit card.

You’ll receive a debit card that allows you to earn up to 2% cash back on qualifying purchases.

Sign up for your free Upgrade bank account today and fund it to get started!

6. A Poor Credit Score

A bad credit score can have a trickle-down effect when it comes to wasting money. With a low credit score, you’re probably going to be stuck with bad credit cards, personal loans, and other financial products that have high interest rates and hidden fees.

A higher credit score, on the other hand, will allow you to get approved for better products with lower interest rates and better terms, so that you can stop blowing money unnecessarily.

If you currently have a poor credit score, not all is lost. Credit Sesame is a company that can help you monitor your credit score and take steps towards improving it. And it’s free to use!

In addition to free credit score monitoring, Credit Sesame will give you product recommendations, ID theft protection, and a free credit strategy.

Sign up with Credit Sesame today, check out your score for free, and start raising it so that you no longer blow money on bad financial products!

7. Student Loans

If you feel trapped in student loan debt, it’s probably because you’re paying extra money to your lender. After interest and fees, it can feel as if you’re treading water.

One way to waste less money on your student loans is to refinance them. Refinancing is the process of replacing your current loans with a new loan — one that, ideally, has a lower interest rate.

Credible is a company that allows you to check your student loan rates for free in two minutes. All you need to do is fill out a simple form and Credible will show you your rates without any impact to your credit score.

You’ll be able to compare all of your options in one place. Once you find a loan you like, simply provide some additional details about yourself and get your final offer in as soon as one business day.

And get this — when you refinance your student loans with Credible, they will even give you a $300 welcome bonus. Check your rates for free today!

8. Coffee

While coffee may be an essential part of your morning routine, you shouldn’t have to waste your money to have it.

According to PBFY Packaging, the average American millennial spends $2,008 on coffee each year.  Rather than blowing money at Starbucks every AM, you could easily have your morning coffee at home for a fraction of the price.

What’s more, you won’t have to leave your home to get it!

9. Cable TV

Because cable TV has been a staple in homes for decades, you may be used to paying for it each month. But with the emergence of Netflix, HBO Max, and a host of other streaming services, cable TV has become redundant at best — and a huge waste of money at worst.

Rather than paying hundreds of dollars (or perhaps north of $1,000) each year for a cable or satellite TV service you hardly use, it might be time to finally cut the cord. There are all types of streaming services and cable alternatives that cost significantly less money.

10. Restaurant Meals, Takeout, and Fast Food

Let’s face it — sometimes it’s nice not to have to cook. While there’s nothing wrong with eating out or ordering takeout as an occasional treat, making a habit of it can put some real pressure on your wallet (not to mention, your health).

The average American eats out 5.9 times per week (according to Zagat’s dining trends survey) and wastes roughly $3,500 on restaurant food each year.

Home cooking is a much more affordable option, and meal prepping can help you minimize the amount of time you spend in the kitchen!

11. Groceries

Most people assume that grocery shopping is cheaper than eating out, but the truth is that it’s easy to waste money on groceries as well. If you visit the grocery store without a plan, you may pay overs for name brand items and leave with items you don’t need.

You can avoid this by planning meals with fewer ingredients, creating a shopping list and sticking to it, incorporating on-sale items into your list, and opting for store brand items.

12. Clothing

It’s easy to waste money on clothes, purely due to how quickly trends come and go. The reality is that even those with the most impressive wardrobes usually have a handful of go-to pieces and outfits.

Only buy clothes when you need them. Additionally, try to stay away from fleeting fads and trends, as these pieces will more than likely be collecting dust in your closet after a few months.

13. New Cars

There’s nothing quite like the euphoria of buying a new car and showing it off to your friends and family.

The moment you drive a new car off the lot, however, its value will immediately depreciate. Not to mention, financing can be a waste of money, as you will need to pay interest along with your monthly payments.

Rather than buying a shiny new car, opt for a used vehicle that is listed at a fair price and in good condition. It will depreciate at a much steadier rate, and buying it outright will allow you to avoid interest and fees!

14. Extended Warranties

If you’ve ever been pressured into buying an extended warranty for a system, machine, or device, it probably seemed like a frugal decision at the time. In most cases, however, it ends up being a waste of money — for multiple reasons.

For one, products don’t always break down, so there’s a good chance that you will never need to use your extended warranty. What’s more, the cost of an extended warranty will often equal or exceed the cost of replacing or repairing the item.

15. Housing

When it comes to spending money, housing might seem like a non-negotiable. What you pay is what you pay — end of story.

But you could very well be wasting money a home you own or an apartment you rent. As a general rule of thumb, you should aim to spend no more than one-third of your income on housing.

Whether it’s a Manhattan apartment you can barely afford or a large property with more space than you know what to do with, consider whether you’re blowing money unnecessarily on your home.

16. Disposable Items

There are a wide range of disposable items you might use around the house — from Ziploc bags and plastic cutlery to toothbrushes and razors. While it may be convenient to toss these items when you’ve finished using them, consider the cost of constantly replenishing them.

The truth is that there are more permanent solutions for most of these items. Opting for things like reusable containers, metal cutlery, and electric hygiene and grooming products will help you avoid wasting a ton of money in the long run.

What’s more, you’ll reduce your carbon footprint and do your part to preserve the environment.

17. Snacks and Beverages

It may be tempting to grab a few extra snacks and beverages while filling up your tank at the gas station or shopping for groceries. But you can easily burn hundreds (or thousands) of dollars each year by making a habit of this.

Even bottled water is an unnecessary expense. After all, you’re already paying a water bill each month. Why not fill up a water bottle at home and keep it on you?

How Much Money Do We Waste?

A study shows that the average American wastes $1,497 each month. This means that you could easily be wasting roughly $18,000 or more each year on overpriced and nonessential items.

What Is the Top Reason for Why We Waste Money?

There are a handful of reasons why people waste money — including impulse spending, buying name brand items, not returning unwanted items, and more.

According to a study from The Ascent, the top reason for why we waste money is paying excessive or unnecessary fees.

How Can I Waste Less Money?

If you have bad spending habits, the good news is that there are a number to ways to stop. By making note of the above-mentioned things you waste money on and correcting them, you can curb your unnecessary spending each month.

What Should You Not Spend Your Money on?

Spending money is inevitable, but not all items are deserving of your money. While you might argue the value of certain items, here are some common items that are going to provide little or no value for most people:

• ATM fees
• Bank fees
• Delivery fees
• Full-priced items
• Impulse snacking
• Interest fees
• Overpriced bills and expenses
• Unwanted subscriptions

Is Food a Waste of Money?

While food is an essential expense, not all food purchases are wise purchases. Restaurant meals and fast food items, although convenient, can cause your food bill to skyrocket each month.

Rather than eating out at every opportunity, try to prepare low-cost meals at home as much as possible.

Is Online Shopping a Waste of Money?

There’s no doubt that online shopping has made the buying and selling experience easier than ever. This level of convenience, however, can open the door for frivolous spending.

If you need to shop online, make sure you avoid things like heavy delivery fees, overpriced items, and unnecessary purchases.

The post 17 Things We Waste Money On That Can Easily Be Avoided appeared first on Wall Street Insanity.

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Are you paying too much money for groceries? Fortunately, there are a handful of ways to drastically reduce your bill at the grocery store each week. Imagine what slashing your grocery bill by 10%, 20% or more could do for you — whether it’s leaving more money to help out with other bills or giving you some extra cash to stash away in your bank account.

Learn how to save money on groceries as soon as this week with these 19 budget-saving solutions!

19 Ways to Save Money on Groceries

1. Get a Cashback Debit Card

Most people shop for groceries all the time, and pay with a debit or credit card. Now you can earn cashback at the supermarket, drug store, or wherever when you make these purchases.

By opening a free Aspiration bank account, you’ll get a debit card that allows you to earn up to 10% cashback on purchases. What’s more, you’ll earn up to 3% APY on your account balance, and up to 5% APY with an Aspiration Plus account — a much higher interest rate that the average bank account.

You’ll also get access to over 55,000 free ATMs, and when you set your account up for direct deposits, you can get paid up to two days early. So, what’s the catch? There is none. Your money is FDIC-insured and there are no hidden fees.

Open your free Aspiration account today and start getting money back on your groceries!

2. Use a Cashback Credit Card

If you like charging your credit card at the grocery store, why not use a card that offers cashback for your purchases? Be careful, however, as even some of the best cashback credit cards come with annual fees and hidden fees.

Not Upgrade, though. This company offers multiple credit cards that you can use to your save money on groceries without the hefty fees. The Upgrade Cash Rewards card allows you to earn unlimited 1.5% cash back wherever Visa® is accepted.

Then there’s the Upgrade Triple Cash Rewards card. With this card in hand, you’ll earn 1% back on your grocery store purchases and a whopping 3% back on home, auto, and health categories. You can even earn a $200 bonus for opening a Rewards checking account and making three debit card purchases.

Don’t wait — apply for your Upgrade card today and start earning unlimited cashback on all grocery purchases!

3. Get Someone Else to Do Your Shopping for Less Money

What’s better than saving money on groceries? Saving both money and time by having someone else shop for you.

Instacart allows you to shop from 40,000 local grocers and chains from your computer or smartphone. Browse on-sale items to create your grocery list (avoiding any surprises at the cash register), and a vetted shopper will do all of the hard work for you. They’ll provide you updates along the way and deliver your grocery bags right to your doorstep.

Not to mention, gas is pretty expensive at the moment; so why not save your car an extra trip each week?

Sign up for Instacart today, give your car a break, and enjoy the savings!

4. Join Your Grocery’s Loyalty Program

Grocers value long-time shoppers, which is why most of today’s grocery stores offer loyalty programs. These programs allow you to rack up points for your spending and will even give you access to exclusive coupons and deals.

Download your local grocer’s app or speak to an in-store customer service representative to learn more about their loyalty program.

5. Start Shopping in Bulk

One of the best ways to save money on groceries is to buy large amounts at a time. Depending on where you live, there are a number of popular wholesale grocers that can make this a breeze — including Costco, BJ’s, Sam’s Club, and others.

At first, the wholesale shopping experience can be a little overwhelming. But once you start, you won’t want to stop, as these large grocers allow you to pay significantly less money per unit on bulk items.

6. Take Advantage of Coupons

Make no mistake — using coupons might require a little extra work on your part; but it’s well worth the savings you’ll enjoy.

Plus, there are all types of places where you can find coupons to your favorite stores:

• Store entries: As you’re grabbing your cart or basket, don’t forget to look around for your store’s latest coupon book.
• Store app or website: If you prefer to use your coupons digitally, download your store’s mobile app or check their website for the latest deals.
• Coupon and rebate apps: There are dozens of apps you can use to pick up coupons and rebates to your favorite stores — Rakuten, Ibotta, Drop, and Fetch Rewards, to name only a few.

7. Seek Out the On-Sale Items

Most grocers run sales; but if you don’t stay alert, they are easy to miss. Before you shop, check out which items are currently on sale. You can do this by visiting the websites or apps of your preferred grocery stores.

Searching for on-sale items can even help you plan meals for the week. Choosing recipes that feature on-sale ingredients could help you save a ton of money.

8. Buy In-Season Items

When it comes to fresh produce, prices will vary throughout the year — depending on whether the product is in-season or out-of-season.

Try to take advantage of fruits and vegetables while they are in-season. Of course, this will help you save money on produce, but the items will taste better too!

9. Compare Store Prices

It’s no secret that groceries vary in price, depending on where you shop. What’s more, one store won’t always be cheaper. You’re more likely to find that certain items are cheaper at one store, while some items are cheaper at another.

Get a better feel for pricing by visiting each store’s website or by comparing some of your recent grocery receipts!

10. Choose the Store Brand Items

Store brands may not have the same shelf appeal as some of the more recognizable brand names, but they are usually cheaper. Most of the time, the ingredients are comparable, and their products can even be healthier!

Before you go pulling brand names into your grocery cart, double check to make sure there’s not a more affordable store brand for that item.

11. Bring Your Own Bags

One of the easiest ways to slash your grocery bill by a couple of dollars is to bring your own recyclable bags. There are many stores that will give you up to 5 or 10 cents back per container!

In addition to saving a few bucks here and there, you’ll be doing your part to help protect the environment.

12. Stick to Your List

How many times do you go grocery shopping and come back with more items than you really need? Perhaps a display item catches your eye, you see that your favorite snack is back in stock, or your child convinces you to throw an extra treat into your cart.

In any case, one of the best ways to combat this is to write out your grocery list each week and stick to it. This will ensure that you only end up buying the essentials for each week.

13. Avoid Prepared Items

Enjoy the convenience of pre-cut, pre-shredded, and pre-packaged items? While they may help you save time in the kitchen, make no mistake — that convenience is built into the cost of these items.

Choose fresh items instead. While they may require a little extra prep time on your part, they are usually the more cost-effective options at the grocery store.

14. Simplify Your Meal Choices

If you like to prepare elaborate meals that use 10, 15, or up to 20 different ingredients, consider simplifying your meals so that you’re not blowing your budget every time you visit the grocery store.

Of course, you can achieve this by choosing meals with fewer ingredients, or you can find alternate recipes for your favorite dishes — ones that use fewer ingredients but still deliver the same tastes you love.

15. Check Your Pantry Before You Put Your Grocery List Together

One of the best ways to save money on groceries is to look through your pantry as you’re preparing a list. Much of the time, you’ll have different ingredients that can be used for meals.

Rather than allowing these items to go to waste, incorporate them into your meal plan for the week. This will reduce the number of items you’ll need to purchase at the store and help you lower your bill.

16. Freeze Extra Meat

It’s easy to buy more than you need at the grocery store. You might bring home a few pounds of chicken or ground beef, only to find that your recipe calls for much less. Unfortunately, meat spoils quickly, and it tends to be expensive — leaving you with waste and an unnecessarily high grocery bill.

Freezing that extra meat, however, will allow you to extend its shelf life so that it can be used for future meals. Get into the habit of freezing extra meat and you’ll find that you need less whenever you shop!

17. Eliminate Meat From a Few Meals

While you might be a carnivore at heart, consider eliminating meat from a few of your meals each week. Meat is commonly among the more expensive grocery items.

Scaling back could help you save a fortune on your grocery bill. If you do need meat for a particular recipe, try to buy it while it’s on sale!

18. Change Your Shopping Day

Grocery store prices fluctuate from day to day. Many claim that Wednesday is the best day to shop for groceries, as this is typically when stores are restocked and the prior week’s items are marked down.

Switching your shopping day to Wednesday might help you score a few extra on-sale items!

19. Save Your Leftovers for Lunch

After a big dinner, do you have a bad habit of throwing out your leftovers? Storing them in the fridge and saving them for the next day’s lunch or dinner will make your food go further — helping you avoid an extra trip to the grocery store or $20 at your local restaurant when you’re in a pinch!

At Which Grocery Store Do You Save the Most Money?

Much of this will come down to the types of grocery items you need.

According to Dunnhumby’s 2020 Retailer Preference Index, however, customers considered Aldi to be the cheapest grocery stores. Some of the other top options included Market Basket, Costco, Walmart, Trader Joe’s, and Lidl.

How Much Should I Spend on Groceries Per Month?

According to the 50/30/20 rule, you should allocate no more than 50% of your monthly budget towards groceries, household items, essential items, and your monthly needs.

Of course, the amount you set aside for groceries may vary, depending on the size of your household. If you’re single and without children, for example, you can get away with a much smaller grocery budget. According to the USDA, the average cost of groceries for a single person is $229 – $419 per month.

If you are married and have multiple children, on the other hand, you should expect to spend significantly more — upwards of $1,000 – $1,200 per month.

What Is a Good Grocery Bill for Two?

Most two-adult households pay between $458 and $838 on groceries during the average month.

By actively trying to save money on groceries, however, you could easily get your monthly bill towards the lower end of that range — which would be considered a more-than-reasonable budget for two adults.

How Can I Cut My Grocery Bill in Half?

Although cutting your grocery bill in half might seem like an impossible task, it may be doable — depending on how liberal you currently are with your grocery spending.

Using these 19 ways to save money on groceries will go a long way towards helping you reduce your grocery bill each week.

Is Going Out Cheaper Than Cooking at Home?

While there’s an argument to be made for fast food being cheaper than home cooking, restaurant-prepared meals are generally more expensive than home-cooked meals.

The truth is that most comparable restaurant meals can be created at home for a much lower overall price with savvy grocery shopping.

The post How To Save Money On Groceries: 19 Budget-Saving Solutions appeared first on Wall Street Insanity.

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With an annual salary of $50,000, it’s important that you track all of your spending. Fortunately, coming up with a quick, effective budget doesn’t have to be difficult. By following what is known as the 50-30-20 rule, you’ll be able to budget your money better — simply allocate 50% to needs, 30% to wants, and 20% to savings.

CNBC crunched the numbers in a recent case study. Your after-tax monthly income should land roughly around the $3,220 mark. Read the list below to see how much money should go toward your expenses — your mortgage or rent, car payment, car insurance, utilities, groceries, and more.

1. Your Car

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Next to your home, your car is perhaps your largest expense. When you add up your car payment and auto insurance, you might be forking out roughly $400 or more each month just to keep your car on the road. Fortunately, auto insurance is an area where you might be able to save a significant amount of money.

How to cut your auto insurance rate in the next few minutes and potentially save hundreds per year:

Visit Liberty Mutual an auto insurance giant that could help you get a great auto insurance rate in minutes. All you have to do is enter a few details about your vehicle and then hang tight while the company hunts down your rate.

Try Liberty Mutual today and get your free auto insurance quote!

2. Life Insurance

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Life insurance is often overlooked as many people assume it’s just another costly expense to factor into their budgets, but you can get an affordable policy that leaves your family with $1,500,000.

How to get affordable life insurance starting at $16 a month:

With Bestow, policies start at the price of a few coffees or your HBO Max subscription! Get a policy today and lock in your rate. As you get older and your health declines, this will allow you to keep paying the same modest rate. You won’t even need to fill out paperwork or provide a medical exam!

Get a quote from Bestow in 60 seconds. Remember, the younger you are, the cheaper life insurance generally is. Right now, you’re as young as you’ll ever be, so there’s no better time to get a policy.

3. Your Mortgage

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Your mortgage is probably your biggest expense — eating up roughly $1,000 or more of your monthly income — but it’s also an opportunity for huge savings. You might be able to save thousands on your home by refinancing, which is the process of replacing your current home loan with one that has a lower interest rate.

How to refinance your mortgage quickly and potentially save thousands on your home:

Figure is a company that allows you to check your mortgage refinance rates in only a few clicks. This simple check won’t even impact your credit score. Once you find a loan you like, Figure allows you to apply quickly, thanks to their 100% online application. Get approved and you’ll be able to save on your home right away!

Of course, the first step is to check your rates with Figure today and find out your potential savings.

Currently, Figure is available in the following states: AK, AL, AR, AZ, CA, DE, FL, GA, IA, ID, IN, KS, LA, MA, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, WA, WI, WV.

4. Homeowners Insurance

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Homeowners insurance is a necessary expense, but it could be costing you upwards of $100 every month — depending on the price of your home, your location, and a few other factors. Don’t settle for steep rates; this is an area where you can easily cut costs and still get the coverage you need.

How to switch to a cheaper homeowners insurance policy in minutes and potentially save hundreds per year:

Find an affordable rate with Liberty Mutual, a well known insurance company that will give you a quote online now in minutes. Simply provide a few details about your home and Liberty Mutual will immediately get to work for you.

Get your free quote from Liberty Mutual today.

5. Debt

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Most people carry debt that often includes student loans, and of course, credit card debt. In total, you might be dishing out $300 or more toward your various debts each month. But rather than continuing to pay high interest fees month after month, you could eliminate your credit card debt by using a personal loan to pay it off.

How to escape the clutches of credit card debt and potentially save thousands with one swift move:

Credible is a marketplace that makes it easy to find a personal loan. Credible will find you multiple rates to compare at once, with options ranging from $600 to $100,000.

Check your personal loan rates with Credible today.

6. Groceries/Gas

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Every month, you probably spend at least $300 and $100 on groceries and gas, respectively. Those with big families spend even more! While you’re largely at the mercy of food and gas prices, you could be earning cashback whenever you buy everyday items like groceries and gas.

How to get a debit card that earns cashback on groceries and gas (and get paid two days earlier!):

Most debit cards don’t allow you to earn cashback — Aspiration does. This FDIC-insured bank gives you 5% back on purchases from participating stores. When you open an account, you’ll get a debit card and fee-free access to a network of over 55,000 ATMs. When you sign up for direct deposit, you’ll get your paycheck funds up to 2 days earlier and Aspiration will even give you $25 for setting it up!

Go ahead and open your Aspiration bank account today to start saving on your everyday purchases!

7. Online Shopping

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Today, virtually everyone shops online. After paying for clothes, entertainment, and other novelties, you might be spending upwards of $400 or more each month. Like in-store shopping, deals can be hard to come by — unless you shop in the right places.

How to save a fortune every time you shop online:

At VOICED Market, you could save up to 95% on your online purchases. This site is home to all types of exclusives, deals, coupons, and freebies on categories ranging from entertainment to food and everything in between.

When you subscribe to the VOICED Market newsletter, you’ll get every deal delivered right to your inbox so that you never miss an opportunity to save big!

8. Investing

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Investing isn’t an expense, per se, but you should strongly consider investing using some of the 30% that you’re setting aside for “wants.” While investing involves a certain level of risk, good investments can help you grow your money and gain more financial flexibility.

How to invest your money like the top 1% do:

There are plenty of investment opportunities beyond the stock market. Blue-chip artwork is one of them. According to ArtPrice, this market has outperformed the S&P by over 250% from 2000 – 2018. And Masterworks makes it easy for anyone to invest in art. Pay a small management fee and you’ll get to buy into a portfolio curated by top experts. You’ll also receive professional storage, insurance, annual appraisals, and more.

Request your invite for Masterworks membership today to get started!

The post Here Are Budgeting Ideas For A $50K Per Year Salary appeared first on Wall Street Insanity.

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Let’s face it — everyone wants to know how to get free money.

But is free money really free?

Well, money is an exchange of value, so it’s uncommon to get money without providing value. In other words, unless you find a dollar bill on the ground, there’s always some degree of work involved in earning cash.

But fortunately, there are a ton of ways to get an easy few bucks with so little effort that the money’s basically free. Here are 31 different methods of getting free money that you can try today!

1. Survey Site Signup Bonuses

Survey sites allow you to make money simply by offering your opinions. In fact, you can score a few bucks just by signing up on most of these sites. Here are two of the best.

Survey Junkie

SurveyJunkie offers a $5 signup bonus once you create an account. From there, the app will match you to surveys that best meet your interests and demographic.

This site is also unique in that they’ll often pay you something even after you don’t qualify for a survey. Once you’ve earned 1,000 points (a $10 value), you’ll be able to redeem your points for e-cards to places like Amazon, eBay, and more; or simply cash out via PayPal!

Check out our Survey Junkie review to learn more!

Pinecone Research

Pinecone Research gives you a $5 bonus when you sign up for an account.

Then, rather than having to log in and hunt around for surveys, Pinecone Research will send them right to you — just make sure your email notifications are on!

Get Ready to cash out? Trade in your points for electronic or physical gift cards to some of your favorite stores!

2. Watch Movies Online

Did you know that some companies will actually pay you to kick back, relax, and watch movies online for free? Here are a couple of the best options.

Swagbucks

Join Swagbucks and this company will give you a $10 bonus just for creating an account!

Then, head over to the Swag TV feature on the app to watch all sorts of videos — from entertainment and current events to pets, food, and much more. The company hands out roughly 7,000 every day. Claim your own after kicking back and watching some fun videos!

Check out our Swagbucks review for more.

InboxDollars

Sign up for InboxDollars and the company will pay you a $5 signup bonus.

After that, you can watch videos in a variety of categories to earn cash — from trending videos to clips in entertainment, food, news, and more.

InboxDollars has something for everyone. In fact, once you’ve had enough videos for the day, you can also get paid to fill out surveys, play games, read emails, and more!

3. Sign Up For a Rewards Card

Whenever you get a discount on a purchase, it’s like you’re putting a little extra money back into your pocket. What if you could do that every time you swipe your credit card?

You can if you get a rewards credit card that pays you cashback. Many of these credit cards earn you up to 5% cashback in various categories, which can add up to a lot of free money over time.

4. Save on All Your Purchases With Coupons

Most people think you can only get free money by making money. But if you spend less than you usually would by using coupons, it’s a lot like earning a few bucks.

Sure, you could clip coupons you find in the mail if you wanted to save on every purchase. But it’s so much easier today to just open a coupon app at checkout, scan, and save.

5. Rent Your Home

Nowadays, renting rooms for spare cash has become a popular way to earn some free money off your home. You, too, can join in on this lucrative trend by hopping on VRBO and listing a spare bedroom or guest room you have.

Renting out your room (or your entire home when you’re away on vacation) could pay a nice amount. It’s possible to cover your whole rent or mortgage payment — essentially letting you live rent-free — by merely keeping your spare room full several days a month.

6. Rent Your Unused Storage Space or Driveway

Some don’t have a spare room to rent to someone, but nearly everyone has a little bit of unused space somewhere in their home. It might be storage space, a garage, or even your driveway!

You can monetize that space by renting it out on Neighbor. Whether you have a small closet or an entire shed available, there are people on Neighbor looking to pay people like you to store their things.

7. Refinance High-Interest Debt

Paying interest on your debt is like throwing money away — especially if you have high-interest debt, like credit card debt.

If you want to start putting more money back into your pocket today, one of your best options is refinancing your high-interest debt by taking out a personal loan at a lower interest rate.

No need to browse all over the web, though — Credible will bring you up to 11 top lender options in 2 minutes. With the Credible Best Rate Guarantee, the site will give you $200 if you find a better rate elsewhere (*terms apply, see terms on the Credible website for details) .

8. Refinance Your Student Loans

Many student loans come with high interest rates. By refinancing your student loans — that is, replacing your current loan with a brand new loan that, ideally, has a lower interest rate — you could potentially save thousands of dollars. How’s that for free money?

Credible is a loan comparison site that makes it easy to refinance your student loans. In 2 minutes, they’ll show you prequalified rates from up to 10 lenders. What’s more, Credible has no application fees, origination fees, or prepayment penalties.

And get this — when you complete your refinancing through Credible, you’ll even get a free bonus of up to $300 if you qualify (*terms apply, see terms on the Credible website for details)!

9. Monitor Your Credit for Free So You Can Improve It

A strong credit score allows people to pay less interest on debt, access better credit cards with more cashback, and even land some jobs. Monitor your credit score and take steps to improve it and you could enjoy these benefits, too.

Now, you could wait every year to get your annual free credit report from the bureaus, or you could check it for free as often as you want to on Credit Sesame. Checking doesn’t cost you a penny, nor does it hurt your score!

What’s more, the site will give you tips and tools to help you get your credit score moving in the right direction as quickly as possible!

10. Find a Better Auto Insurance Rate

Car insurance — you need it, but it’s not exactly cheap. Fortunately, you could find a new policy at a much better rate in only a few seconds by getting quotes through Gabi.

Just plug your information in, and Gabi will find industry-leading offers based on the level of coverage you’re seeking. Compare all of your options in one place and switch companies in minutes.

Gabi charges zero fees and auto insurance customers save an average of $961 each year!

11. Cut Your Homeowners or Renters Insurance Bill

Housing is almost everyone’s most significant expense, and it doesn’t stop at your mortgage or rent. Homeowners or renters insurance is another housing cost you have to think about.

Fortunately, Everquote may be able to help you lower your homeowners or renters insurance with little effort.

Simply plug in your zip code, provide details about your house or apartment, and this site will find you multiple home or renters insurance rates for you to compare in one place. The service is free to use and it could help you put money back in your pocket each month!

12. Trim Your Bills With No Effort

Negotiating bills stresses a lot of people out, as does paying an excessive amount for those bills.

If you sign up for Truebill, that’ll no longer be a worry. This app will analyze your current bills — such as your phone bill or your cable bill — and then negotiate with those companies on your behalf. This allows you to sit back and take a deep breath while Truebill tries to help you put more money back in your pocket.

What’s more, 84% of people have unwanted subscriptions that they have simply forgotten about. Truebill shows you all of your subscriptions in one place, and with your permission, automatically cancels them for you — ultimately saving you a ton of money!

13. Refinance Your Mortgage

If you’re a homeowner, your mortgage is probably your single largest expense every month — in which case, refinancing your current mortgage is a simple move that might save you thousands.

Refinancing your mortgage is the process of replacing your current mortgage loan with a new loan that ideally has a better interest rate and/or terms.

There are a handful of top mortgage refinance companies that could potentially help you save thousands of dollars on your mortgage!

14. Earn More Interest and Ditch Bank Fees

Interest is one of the easiest ways to get free money (when you’re earning it and not paying it, that is), and avoiding bank fees is another. Finding a top online bank account that offers both can help you hang on to a few extra dollars.

Aspiration offers an account that pays up to 1.00% APY in interest and checking accounts that earn cashback. Plus, they let you set your fee. You can set it to $0 if you want. They will only charge you for services such as wire transfers — and even then, only to cover the cost of the service.

15. Earn Cashback on Your Shopping

In today’s world of cashback rewards apps, you should seldom pay full price for anything. Shop through these apps and earn cashback on every purchase.

Drop

Drop makes earning cashback at your favorite stores effortless. All you do is link a card, pick your five favorite brands, and shop using that card. Drop automatically rewards you points as you spend.

Pro tip: sign up with a good cashback credit card for even more points!

Ibotta

Ibotta is another app that will give you cashback when you shop. All you have to do is select offers in the app before you go shopping, and then snap a photo of your receipt in the Ibotta app after your visit.

The company will then give you cashback in your account for every valid offer that appears on your receipt!

16. Browse the Web for Cash

Think about how much time you spend poking around online every day. What if you got paid to do that?

Sign up for Nielsen, and you will. With your new account, simply download their app and engage in your regular browsing habits to earn money.

This app works as a simple plugin that doesn’t even slow down your browser or devices, so be sure to install it on every device you use!

17. Get Paid to Cut Your Energy Use

Cutting the amount of energy you use will save you money as it is, but then there are some companies that will pay you on top of that.

For example, OhmConnect alerts you when energy demand is at its highest and urges you to reduce your usage during these times. If you use less energy during these high-demand intervals, they will actually pay you cash.

What’s more, the company has a bi-weekly drawing during which they give away all sorts of prizes — including energy-efficient appliances, home makeover packages, and cash — to select energy savers.

18. Get in Shape and Earn Cash

Need a little extra motivation to burn off those pounds? If free money isn’t a good motivator, what is?

On HealthyWage, you can participate in fitness challenges and bet on your own weight loss with friends and family to earn real cash prizes.

Fatten your wallet and slim your waistline!

19. Turn Your Junk Mail Into Cash

Like most people, you probably get a pile of junk in the mail every day. But don’t throw it out — the Small Business Knowledge Center wants to pay you for it!

Every usable piece of mail you send them earns you points towards prepaid Visa gift cards. And if you’re a business owner or someone who’s self-employed, you’re even eligible to earn bonus points.

Turn all that trash into cash!

20. Sell Old Junk

It’s good to declutter your home every so often. But don’t throw those unwanted items away — sell them and pocket a few bucks.

You could have a garage sale, but selling online is much easier! There are plenty of sites that will help you sell popular “junk” items like old electronics, clothes, used books, and more. You can also try classifieds sites such as Facebook Marketplace or Craigslist.

21. Buy Discounted Gift Cards

People often sell gift cards they don’t want or need at discounted prices online. Before you embark on your next shopping spree, why not see if you can find useful gift cards online?

MyGiftCardsPlus is a great place to start. See if there are any gift cards to your favorite stores. The site offers gift cards that give you cash back. Buying them will save you a few bucks immediately since you’ll be shopping at these stores anyway!

22. Make Your Phone an Ad Billboard

Today, you can monetize just about anything — even your phone’s lock screen, thanks to S’more. The app puts ads and content on your screen every day that you can either dismiss or click on, and then awards you points — regardless of how many ads you see.

Earn enough points, and you can cash out for gift cards to various retailers. Currently, S’more is only available for Android devices.

23. Grab Your 401(k) Employer Matching Bonus

Contributing to a 401(k) account is a great way to stash free money away for the future, as most employers will match your 401(k) contributions up to a certain percentage of your salary — either $0.50/dollar or dollar-for-dollar.

This is entirely free, and the government doesn’t tax these contributions. If your employer has a 401(k) plan, you should at least hit the maximum matching contribution to get as much free money as possible!

24. Negotiate a Raise at Work

One of the best long-term sources of free money is, of course, a bigger paycheck. To put yourself in the best position to negotiate for a raise, you can do a few things:

• Research salary information about positions similar to yours nationwide and in your area
• Interview at other companies and land an offer
• Consider how well your company is doing at the moment
• Practice negotiating with friends and family
• Schedule your meeting right after completing a successful project (to get your boss in a positive frame of mind)

25. Score Free Gift Cards

Gift cards can be as good as cold, hard cash, and there are all sorts of companies that give away free gift cards.

Most of these sites hand them out with very little effort needed on your part. See if you can’t pick up a few gift cards to your favorite retailers!

26. Claim Unfound Money

Did you know that state and federal governments (as well as other organizations) currently hold tens of billions of dollars in unclaimed money and property? Some of that could be yours.

And it only takes a few minutes to check. Visit a site like the National Association of Unclaimed Property Administrators and run a search. You can also check out your state’s government site and the federal government’s site to search for unclaimed property or money.

27. Donate Plasma

Blood plasma is in high demand for treating various rare diseases as well as severe burns — so much so that there are plasma donation centers all over the country that will pay you a nice sum (potentially up to $100 per week) to give plasma.

Visit a donation center on your day off or in your free time. Donating plasma might take an hour at most, allowing you to kick back, watch Netflix, help those in need, and get paid!

28. Grab Free Stuff Online

Free stuff can be just as good as free money, and the Internet is a seemingly bottomless source of it. There are tons of ways to get free stuff online, and most don’t take a whole lot of time or energy.

And if you win something, you can usually sell it just as easily, effectively earning you free money — unless you find something you actually want, of course!

29. Recycle Aluminum Cans

You probably have a pile of free money sitting in your pantry or garage — it’s all of those empty cans. You can recycle your aluminum cans for cash by taking them to a scrapyard. If you live in a “Bottle Bill” state, you can even return them to the store for their deposits.

30. Double-Check Your Old Tax Returns

It’s no secret the US has a complicated tax code. You might have made a mistake on your last return, which means you could also be missing out on extra cash through unclaimed deductions and credits.

Software from places like H&R Block will help you catch anything you missed. If you find a deduction or credit, the software will even help you file an amended return so that you get your extra refund!

31. Boost Your Credit Score

The higher your credit score, the less you’re likely to pay in interest on credit cards and loans. Over the journey, this could result in thousands of dollars back in your wallet.

To improve your score quickly, try Experian Boost. This free service helps you get credit for paying your everyday bills — your phone, utilities, Netflix® subscription, Disney+ subscription, you name it!

Simply link your bank account, choose the items you want credit for, and watch Experian Boost work its magic!

32. Get a Free $300 Advertising Credit for Your Business

Any time you can get free advertising for your business, it’s as good as free money.

Yelp is one of the largest online directories, and the company helps businesses reach more customers through powerful advertising campaigns. Sign up today and Yelp will give you a free $300 advertising credit for your business!

33. Grab Free Furniture

Furniture is expensive, particularly when you’re talking about high-ticket items such as sofas and dining tables. Fortunately, there are many different ways to get free furniture.

Get your hands on a few free pieces of furniture and you’ll feel as though you just saved a whole bunch of money — because you did. Even if you don’t like the furniture or don’t plan to add it to your home, you could sell it for real cash!

34. Score Free Food

Who doesn’t love free food? It’s not money, per se — but if you’re not paying for it, it might as well be.

There are dozens upon dozens of restaurants that give away free food — typically, all you need to do is download the company’s app or sign up with your email. See if your favorite restaurants are giving away any items!

Snag Your Free Money Today

Free money isn’t going to help you quit your day job, but it can certainly help you cover some small costs in a pinch and even help you chip away at some of your monthly bills.

Combine several sources of free money, like the ones mentioned above, and you could make some noticeable room in your budget!

The post How To Get Free Money: 34 Simple Ways appeared first on Wall Street Insanity.

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Let’s face it — raising kids isn’t cheap. As a parent, you know that all of the expenses of raising children add up quickly. When you’re not paying for the essentials, you’re coughing up cash for things like toys, sports gear, textbooks, and so much more.

When raising kids, you might find that things are a little tighter than they once were. Here are 8 money moves that could help reduce the financial burden on your family and make your money go further.

1. Protect Your Kids’ Future By Leaving Them Up to $1,000,000

Sai De Silva on Unsplash

Most people underestimate how much money in savings is needed to provide for their family after they pass. Especially with multiple kids, your savings account is probably a drop in the ocean compared to what is needed. But that’s where life insurance kicks in.

And with Bestow, getting life insurance can be easy and super affordable, too. This company offers coverage that ranges from $50,000 to $1,000,000 with premiums that start at just $16 a month!

Bestow is also 100% online, which means you can get a free quote in 60 seconds and coverage in minutes. You won’t need to fill out a stack of paperwork, provide a medical exam, or even leave your couch.

What’s more, Bestow’s agents are non-commissioned, so you don’t have to worry about being upselling or hassling phone calls.

Keep in mind that life insurance premiums only increase as you get older. That means there’s no better time than today to lock in your premium. Get your free quote from Bestow now!

2. Get Rid of Your (or Your Child’s) Current Student Loans — This Site Could Help You Do It in Minutes

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Student loan debt is a rut that many people never get out of — parents and children alike. Whether you or a child of yours has student loans, refinancing those loans could potentially help you save thousands.

Refinancing is the process of getting a new loan to replace an old one. Ideally, the new loan would have a lower interest rate, and this would end up saving you a ton of money in the process.

Credible makes refinancing your student loans easy. This loan comparison site will find you multiple offers to compare in one place. All you have to do is fill out the site’s short form.

Once you find a new loan you like, you’ll be able to close it out quickly without filling out tons of paperwork.

Check out your student loan refinance options with Credible today and find out how much money you could save!

3. Get Rid of Your Current Auto Insurance Policy — This Site Could Find You a Cheaper Option in Minutes

Grahame Jenkins on Unsplash

Sure, you might rely on your vehicle to pick your kids up from sports practices, play rehearsals, and various events; but that doesn’t mean you need to be paying an arm and leg for auto insurance. Most people who continue to pay too much for auto insurance simply don’t know where to look for cheaper rates.

Enter EverQuote. This insurance comparison site makes the search for cheaper insurance easy by finding great rates from multiple companies for you to compare in one place.

All you need to do is provide a few short details about your vehicle, and EverQuote will start searching for you. What’s more, you can get help from a licensed EverQuote agent at any point.

Get your free quote from EverQuote today and find out just how much your family could be saving on auto insurance!

4. Swap Out Your Current Home or Renters Insurance Policy for a Cheaper One (That Still Protects Your Kids’ Stuff!)

Sidekix Media on Unsplash

It’s essential that you protect your home’s possessions — including your kids’ belongings — in case of emergency. But you shouldn’t have to overpay for your policy either.

EverQuote could help you save hundreds on your homeowners or renters insurance each year. What’s better? It takes just minutes to make the switch.

Here’s how it works. Simply provide EverQuote with a few important details about your home, and this insurance comparison site will hunt down rates from multiple insurance companies. You’ll be able to then compare all of your options in one place and choose a new policy!

Get your free quote from EverQuote today and potentially save hundreds on homeowners or renters insurance this year!

5. Turn the Home You Own into a Source of Fast Cash (at a Lower Interest Rate)

Jesse Roberts on Unsplash

Want access to funds that you could use to cover all types of expenses and purchases?

A HELOC is a low-interest loan that uses the equity in your home as collateral. You can use these funds for just about anything. Just make sure you make your payments when they’re due!

A lot of banks and lenders have stopped offering HELOCs, but Figure is still offering it. Apply in 5 minutes with their 100% online application and receive funding in as little as 5 days.

Borrow up to $250,000 against the equity of your home.

Learn more here.

6. Diversify Your Family’s Investments with Blue-Chip Artwork

Jean-Philippe Delberghe on Unsplash

When looking to invest your money where it can grow, the stock market isn’t your only option. Diversifying your investments is one of the best ways to safeguard your family’s finances and put your money in the best position to grow.

Masterworks is a company that allows the everyday person to invest in blue-chip artwork. Buy shares in a valuable art portfolio that has been carefully curated by research professionals. Wait for the art to be sold over a 3-10 year period, or sell your shares to Masterworks’ secondary market at any time.

For a very small management fee, Masterworks covers all administrative, professional storage, insurance, and annual appraisal costs.

To get started, simply request an invite to a free membership with Masterworks today!

7.Get a Home Warranty to Help You Take Care of Your Home Repairs

NeONBRAND on Unsplash

Everything breaks down over time, and your family’s home is no exception. When you need to repair pipes or replace a water heater unexpectedly, where will that money come from?

Rather than dip into your pocket or savings account whenever disaster strikes at home, just call Choice Home Warranty.

This Inc. 5000 company offers coverage for repairs to your home’s major systems for an affordable monthly fee. With 24/7 home warranty services available year-round, you’ll be able to file a claim quickly whenever a problem arises.

What’s more, Choice Home Warranty uses a network of more than 15,000 local pre-screened technicians so that you get fast, top-notch service. This means you won’t have to search for a reputable contractor when you’re already in a hurry!

To date, the company has successfully handled over three million claims. Get your free quote from Choice Home Warranty today!

8. Ask This Site to Help You Eliminate Your Credit Card Debt

Those who find themselves in credit card debt have a hard time getting out, largely because of their card’s high interest rate.

Rather than keeping your family in debt for years to come, you could get a personal loan with a low interest rate and use it to wipe out your credit card debt completely. This kind of move could ultimately save you thousands in interest fees.

Credible is an online marketplace that helps you find and compare multiple personal loan offers in one place — and it takes just two minutes!

The average credit card interest rate is about 17%, while the average 3 year personal loan interest rate is 11.5%. That could save you a lot of money.

Loan amounts range from $1,000 to $100,000. Not only does this allow you to pay off your credit card debt (skipping this month’s bill in the process) but it also potentially leaves you with money for other needs, too — whether it’s paying your mortgage, making home repairs or additions, or funding your next family vacation!

As a highly reputable online marketplace, Credible has helped thousands of people get the loans they need. The company holds an excellent rating on TrustPilot across more than 4,184 reviews.

Personal loans can also be used to pay off other types of debt, medical bills, home improvements, and just about anything you need it for.

Check your personal loan options today.

Model Smart Money Moves for Your Children

As a parent, you’re aware of the incredible responsibility that comes with raising children, providing for them, and setting them up to succeed.

By making smart money moves, not only are you helping protect their future but you’re also teaching them how to handle money responsibly!

The post 8 Money Moves Every Parent Should Know About appeared first on Wall Street Insanity.

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The coronavirus pandemic has had a financial impact on most Americans. Whether you’ve been laid off or your work hours have been cut back, you might feel that paying the rent is harder than before.

While you’re self-quarantining, what better use of the extra time you’ve got on your hands than to make money moves that will help you stay afloat and even get ahead?

Whether you rent a house or apartment, check out these seven important money moves that will help you thrive financially — even during a pandemic!

1. Throw Away Your Current Auto Insurance Policy — This Site Could Find You a Deal That Helps You Potentially Save Hundreds

Dan Gold on Unsplash

That car that’s currently sitting in your garage while you’re self-quarantining? You’re probably paying way too much to keep it insured.

Get rid of your expensive auto insurance bill today by checking out other rates with EverQuote, a service that makes shopping for affordable auto insurance easier than ever.

Fill out a short form about your vehicle and this company will do all of the dirty work for you — finding rates from multiple insurance companies for you to compare in one place.

Need help along the way? Connect with an EverQuote licensed agent to make sure you maximize your savings.

Don’t wait for another costly auto insurance bill to come around — check out what you could be saving on auto insurance with EverQuote today!

2. Swap Out Your Renters Insurance Policy for a Cheaper One — This Site Can Help You Do It in Minutes

Brandon Griggs on Unsplash

Renters insurance is a requirement for many houses and apartments, but that doesn’t mean it should cost you an arm and a leg.

You might be paying way too much for renters insurance and not even know it; in which case, EverQuote could potentially help you save hundreds. Fill out a brief questionnaire, and in two minutes, this insurance comparison site will find you multiple renters insurance rates to compare in one place.

EverQuote even allows you to bundle your renters insurance with other policies, including auto — another money move that helps EverQuote users save more money!

Keeping your stuff safe is essential, but do it affordably. Fill out EverQuote’s short questionnaire today and let the great rates come to you!

3. You Could Save Up to $1,000 with This Simple App

Truebill

You’re no stranger to the bills and expenses coming out of your checking account each month. But that doesn’t mean it’s easy to track all of these items.

Truebill could help you out in a huge way. This app shows you all of your expenses in one place, and with your permission, will do things like cancel subscriptions you’ve forgotten about!

But that’s not all. Truebill even negotiates bills for you. Rather than spending hours on the phone arguing over your cable bills, phone bills, and more, Truebill will do the heavy lifting for you — working to negotiate better rates so that you’re saving both time and money every month.

All in all, these changes could quickly save you up to $1,000 a year (maybe more). All you have to do is download the free Truebill app today!

4. Protect Your Family’s Future by Leaving Them with an Extra $1,000,000

Cottonbro on Pexels

Pandemic or not, you always want to make sure your loved ones are provided for. But most people underestimate the savings needed to cover their family’s bills and expenses should something happen to them.

But that’s where life insurance comes in. With Bestow, you can get coverage between $50,000 and $1,000,000, and it may cost you as little as just $16 a month — allowing you to protect your family for roughly what you’re paying for Netflix.

What’s more? Bestow is completely online, so you can get a free quote in 60 seconds without filling out paperwork or providing a medical exam. Bestow even uses non-commissioned agents, which means you can get assistance without fear of being hassled or upsold.

Life insurance premiums get pricier as you get older, which means the best time to lock in your premium is today. Get your free quote from Bestow now!

5. Get Rid of Your Current Student Loans — This Site Could Help You Reduce Your Bill in Two Minutes

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Even during a pandemic, your private student loan payments are still due. And although your federal student loans are on hold, you may still want to stay up to date on those payments — especially when you can take advantage of interest rates that are as low are they are today.

Well, get this — with Credible, you could potentially save thousands on student loans by refinancing them. Refinancing is the process of replacing a loan (or multiple loans) with one that, ideally, has a lower interest rate and better terms.

Credible is a marketplace that allows you to compare rates from multiple lenders in one place. Take two minutes to fill out one simple form and Credible will take it from there, finding you great rates while you sit back and relax.

Not only is this rate check fast and free but it also won’t impact your credit score. What’s more, when you complete your refinancing through Credible, they will even give you a $300 welcome bonus!

Check your refinancing rates with Credible today and lower that student loan bill each month!

6. Use This Site to Get Rid of This Month’s Credit Card Bill

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Struggling to pay your credit card bill? By getting a personal loan with a lower interest rate and using it to wipe out all of your credit card debt, you’ll be able to make payments on one account going forward and potentially save hundreds —perhaps thousands — in interest fees.

And through Credible, getting a personal loan is made easy. Fill out one simple form, and in just two minutes, the site will find you multiple lenders to compare in one place. At any time, you’ll be able to reach out to the company’s Client Success Team to help determine which loan is best for you.

Personal loan amounts range from $1,000 to $100,000 — giving you enough money to pay off your credit card debt. You can also borrow money for other things, such as paying the rent and other bills.

Check out your personal loan options through Credible without any impact to your credit score. If you find a better rate elsewhere, Credible will even give you $200 under their Best Rate Guarantee!

7. When You Pay For Things, Get Money Back Automatically

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You probably use a debit card often, but your debit card probably doesn’t give you cash back.

Change that with Aspiration.

An FDIC-insured Aspiration bank account will give you unlimited cash back on your debit card purchases and a $100 bonus if you use your Aspiration debit card to make at least $1,000 worth of purchases within the first 60 calendar days from account opening.

Not to mention, you’ll get unlimited fee-free withdrawals at 55,000+ ATMs. If you upgrade to a paid plan ($3.99 a month) you’ll also earn interest of up to 1.00% APY on your account funds.

What’s more, Aspiration bank believes in no hidden fees; so you’ll enjoy extra money in your pocket at every turn.

Sign up now in just minutes and take advantage of the bonus offer. Fund your account with $100 or more and try it out today.

Get Your Rent and Other Expenses Paid with These Simple Money Moves

Ready to make sure your rent and other bills get paid this month? A few smart money moves and you could go from struggling to thriving during the coronavirus pandemic.

These money moves will help you — not only today while money is tight, but also in the future, once the pandemic has finally passed and the economy recovers. Stay home, stay safe, and stay financially savvy!

The post 7 Money Moves For Renters During The Coronavirus Crisis appeared first on Wall Street Insanity.