Debt sucks. Now that we’ve got that out of the way, let’s tackle it. Especially if you’re a homeowner, there are some unique opportunities available.

Here are 7 ways to get out of debt quicker.

1. Check Your Mortgage Refinance Rates Online In 2 Minutes

Interest rates have come down a little bit from their highs. For a number of people it makes sense to start looking at whether mortgage refinancing can save you money.

By refinancing with New American Funding, you could potentially save thousands of dollars each year on your home payments. Here’s how it works — you find a new home loan that, ideally, has a lower interest rate and better terms, and then use it to replace your current home loan. Sounds simple enough, right?

With New American Funding you get a 5 year rate protection pledge, which means if rates drop, you can refinance with no fees (terms apply). Check your rates now right here in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

New American Funding has funded $69 billion in home loans since 2010. There is no minimum credit score to get approved with New American Funding.

Find out if a mortgage refinance can save you money with New American Funding now by clicking right here!

New American Funding: NMLS#6606

2. Cut Your Homeowners Insurance Bill

When was the last time you checked your homeowners insurance rate? Don’t you hate overpaying? Homeowners insurance rates have skyrocketed and insurance companies love when their customers don’t shop around. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look.

With the Credible homeowners insurance marketplace, you could find out right now with just a few clicks if there is a cheaper rate for the same exact homeowners insurance you currently have.

Find affordable coverage fast. Just enter some basic information about your home and your current insurance and Credible will show you multiple insurance carriers at one time instantly. Saving you a ton of time and potentially a good amount of money.

Licensed agents are available to help. No robocalls or personal info sold.

Why wait? Check your homeowners insurance right right here.

Credible Insurance, Inc. d/b/a Credible Insurance Agency (CA Lic. # 0M90597). Insurance services provided through Credible Insurance, Inc., 1700 Market St. Ste. 1005, Philadelphia, PA 19103

3. Get Up to $5,000,000 In Funding For Your Business To Make More Money (A lot of Homeowners Are Business Owners!)

Are you a business owner? Think you got enough cash for your business? That’s great. Think you might need more for payroll, hiring of more employees, expansion, working capital, equipment, or something else? Most businesses can make use of extra cash to make more money.

It takes just 2 minutes with Fundera to check how much you can get.

If your company is incorporated as a corporation or is an LLC and has over $50,000 in yearly revenue and been in business at least 2 years, then you’ve got a good chance of getting funding. Over 85,000 companies have secured more than $2.5 billion through Fundera. The Fundera service is free to use and there’s no impact to your credit score.

Fundera could help your business get to the next level. Just answer a few questions about your business and in just 2 minutes Fundera will show you pre-approved offers from up to 20 funding options that could provide your business up to $5,000,000 in as fast as the same business day. They will even provide you with one of their very own lending specialists who can help you go over your options and determine which loan is best for you.

Don’t wait, take action so you can grow your business faster. Find out right now how much funding Fundera might get your business.

4. Use Your Home To Access Cash At A Lower Interest Rate (To Pay Off Higher Interest Debt)

If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a potentially lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

New American Funding has funded $69 billion in home loans since 2010. There is no minimum credit score to get approved with New American Funding.

Find out how much cash you might be able to get from New American Funding now by clicking right here!

New American Funding: NMLS#6606

5. Get A Large Sum Of Cash From Your Home

If you have equity in your home, another option to get cash could be to turn some of that equity into a large pile of cash with a cash-out refinance through New American Funding. You could use the cash for virtually anything you want.

A cash-out refinance replaces your current home loan with a new bigger mortgage, allowing you to take advantage of the equity you’ve built up in your home and access the difference between the two mortgages (your current one and the new one) in cash. The cash you get can go toward virtually anything you want, such as home improvements, paying off debt or other purposes you have.

With New American Funding, you can check your mortgage cash-out refinance rates in just a few clicks right here! With New American Funding you get a 5 year rate protection pledge, which means if rates drop, you can refinance with no fees (terms apply).

New American Funding has funded $69 billion in home loans since 2010. There is no minimum credit score to get approved with New American Funding.

Find out how much cash you might be able to get from New American Funding now by clicking right here!

New American Funding: NMLS#6606

6. Ask This Company For Up To $50,000 To Pay Off Your Debt

This company could give you up to $50,000 to pay your credit card debt or any other type of debt through a personal loan.

Personal loan interest rates with LendingTree start at a much lower interest rate (6.99%). Use your personal loan to pay off high-interest debt today, and lower your monthly bills.

With a personal loan, you can replace your credit card’s or other type of ridiculous interest rate with a lower rate, wipe out your entire credit card bill, and start fresh with one monthly payment going forward.

And with LendingTree, getting a personal loan is a whole lot easier.

With a simple, 2 minute check, LendingTree will return up to 11 lending options at once. You can compare interest rates by clicking here, find an option you like, and get your funds as soon as the very next day!

7. Get A Financial Advisor Now To Help With Your Money (This Isn’t Just For The Super Rich)

There is no better time to plan for your financial future than now, and you can get a financial pro to help. A financial advisor could help you make big money moves (from retirement planning, to investments, to tax planning, to general questions and more). You get a free consultation if you act now as well!

If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), this free service right here from SmartAsset will instantly match you with up to three fiduciary financial advisers to help plan your retirement moves, all legally bound to work in your best interest.

You’ll be offered a free no obligation phone consultation which is great to take advantage of to ask questions. SmartAsset matches 50,000 people just like you with Financial Advisors each month.

This has the potential to be hugely beneficial: Take action now because it’s free for our readers to use the SmartAsset service (and takes just 2 minutes) if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.