6 Powerful Retirement Moves People Could Make Today
It’s our mission to make money matters a little less insane. We provide financial editorial content free for all and are supported by affiliate partners included in this post which earns us a commission. We hope you enjoy our content and subscribe to our newsletter.
Making smarter decisions today can really payoff big. Whether you’re looking at retirement in the future or already retired! No more time to waste.
There’s no better time than today. Stop procrastinating, and makes some moves today!
We always think we know best, but sometimes there are options right in front of us that could help us more than we’ve imagined.
1. Get A Financial Pro On Your Team Today (This Isn’t Just For Billionaires)
Do you have a financial advisor to help you make big money moves (from investments, to tax planning and more)? Why not?!
If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), answer the 2-minute short questionnaire right here, and the free service from WiserAdvisor will instantly match you with up to three fiduciary financial advisers, all legally bound to work in your best interest.
You’ll even get a free no obligation consultation. WiserAdvisor has successfully helped over 100,000+ individuals like you match with a financial advisor.
Take action now because it’s free for our readers to use the WiserAdvisor service (and takes 2 minutes) if you have a portfolio over $50k, don’t let the opportunity pass you up. Answer the short questionnaire right here.
2. Protect Your Family With A $2,000,000 Life Insurance Policy (It May Cost Less Than $2 A Day!)
If there are important things you do today, make sure this is on the list because one of the most important things you can do for the wealth of your family is to protect them. We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? An extra $2,000,000 could go a very long way.
Life insurance is made fast, easy, and entirely online with Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $2,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late. The longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate as soon as possible.
With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 200,000 families and has provided over $65 billion in coverage. Ethos is the #1 online life insurance provider.
Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
3. Invest In Gold With Tax Benefits
For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Given the present economy, investing in gold is a straightforward way to diversify your portfolio. This can also help safeguard your 401k and/or IRA.
Do you have at least $10k in one bank account balance? Or at least $10k in an existing retirement account? If so, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.
A company named Birch Gold is a leading dealer of physical precious metals in the United States. They can help you set up a gold IRA with ease. With a gold IRA, investing in gold can be as easy as investing into stocks.
Right now they have a promotion that you can get up to $10,000 in precious metals for free if you qualify. Enter some basic information and grab your free info kit, a Birch Gold Group gold expert will contact you for a free no-obligation consultation right here. Make sure to ask how you can qualify for up to $10,000 in free precious metals and ask any questions you can think of!
Get your free info kit and free phone consultation right here.
4. You Might Be Able To Lower Your Homeowners Insurance Bill Right Now
When was the last time you checked your homeowners insurance rate? Don’t you hate overpaying? Homeowners insurance rates have skyrocketed and insurance companies love when their customers don’t shop around. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look.
With the Credible homeowners insurance marketplace, you could find out right now with just a few clicks if there is a cheaper rate for the same exact homeowners insurance you currently have.
Just enter some basic information about your home and Credible will show you multiple insurance carriers at one time instantly. Saving you a ton of time and potentially a good amount of money.
Why wait? Check your homeowners insurance right right here.
5. Protect Your Home From Costly Repairs (And The Annoyance Of Dealing With It)
No one likes it when a repair is needed at their home, especially when it’s a costly repair. Investing in a home warranty is a proactive step towards avoiding costly home repairs. A home warranty acts as a safeguard against unexpected expenses by covering the repair or replacement of major appliances and systems. With a home warranty in place, homeowners can enjoy peace of mind knowing that their essential household components are protected, easing the stress of potential breakdowns and their associated costs.
Choice Home Warranty offers tailored solutions to meet homeowners’ needs. Choice Home Warranty has covered more than 2 million homes and has serviced more than 6.6 million service requests. Their extensive network of 15,000+ local pre-screened technicians ensures service whenever a claim is filed. With Choice Home Warranty, homeowners benefit from comprehensive coverage for items such as heating and cooling systems, electrical, plumbing, and kitchen appliances, providing reassurance against unexpected breakdowns.
Their customizable plans cater to different budgets and preferences, allowing homeowners to select the coverage that best suits their needs. Choice Home Warranty is available 24 hours a day, 7 days a week.
Get a free quote now right here.
6. Take This Retirement Quiz & Get Expert Help
Do you know if you have enough saved to retire early? More importantly, do you know how to properly manage your savings to maximize your retirement income? The smartest thing you can do for your money and retirement is plan. Starting as soon as possible could lead to an amazing outcome.
Don’t be silly, get expert help. A company named SmartAsset works with a robust network of financial advisors all across the U.S., including individual advisors and large investment firms. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests.
If you have more than $50,000 in investments (it could be a combination of cash, stocks, bonds or other assets), check out the free service from SmartAsset. Start by taking the 3 minute retirement quiz right here from SmartAsset that will match you with up to 3 financial advisors that serve your area and beyond in 5 minutes. Smart Asset is now matching over 50,000 people a month.
Here’s how it works:
1. Answer SmartAsset advisor match quiz
2. Review your pre-screened matches at your leisure. Check out the advisors’ profiles.
3. Speak with advisors at no cost to you. Have an introductory call on the phone or introduction in person and choose whom to work with in the future
If you have more than $50,000 in investments why not try it? Take action, it takes just 3 minutes. Take the retirement quiz right here.